iPayX Protocol – FX Audit & Invisible Spread Analysis for Businesses
iPayX Protocol is a B2B SaaS platform that audits foreign exchange (FX) transactions for businesses. We compare the rate your bank applied against the real-time mid-market rate to reveal invisible spreads, quantify FX costs, and project annual savings.
How It Works
- Enter your transaction – Amount, currencies (e.g. CAD → USD), and the rate your bank applied.
- We capture the mid-market rate – From regulated interbank data sources at the exact transaction time.
- Instant audit report – Spread %, FX cost in your base currency, execution grade (A/B/C), and annual savings projection.
Who Is It For?
- CFOs & Finance Directors managing cross-border payments
- Treasurers & Operations teams optimizing FX costs
- Business owners with international suppliers or clients
Key Features
- 60+ currency pairs supported
- CSV bulk audit – Upload your transaction history for batch analysis
- Execution scoring – Grade A (<0.30%), B (0.30–0.80%), C (>0.80%)
- Annual savings projection based on institutional benchmark (0.20% spread)
- PDF report generation
- Multi-language support (15 languages)
Trust & Compliance
Operated by 11850091 Canada Inc., a registered Money Services Business (MSB) with FINTRAC (registration C10001283). Built in Canada 🇨🇦. Data encrypted in transit (TLS 1.3) and at rest (AES-256).
Links
Contact: info@ipayx.ai